Whangarei Girls’ High School Whangarei Girls’ High School

Year 11 Money Smart

11MSM
Course Description

Ready to get smart about your money and your future? Year 11 Money Smart is designed to help you develop the financial awareness needed to use money wisely and understand the future consequences of your financial choices.

This practical course looks at essential concepts like personal incomes, how they are earned, and understanding basic employment rights and contracts. We'll delve into the world of credit and debt, exploring what debt actually is, whether all debt is bad, and importantly, how you can manage your debt. We'll also look at credit providers – who provides credit to you or your whānau?

Money Smart also covers the benefits of saving and explores various investment options available to help increase personal wealth. You'll learn about options like KiwiSaver, shares, and property, understanding them in terms of risk, reward, and the length of time involved. The course also looks at insurance concepts.

Through studying Money Smart, you will develop valuable skills and explore key financial topics relevant to your life now and in the future.

Learning Opportunities

In this course you will need to:

Develop these skills:Explore this content:
  • Practice making reasoned and rational financial decisions.
  • Investigate what debt is and how to manage it effectively.
  • Strengthen your ability to communicate financial ideas and opinions through critical thinking.
  • Understand credit and the different types of credit providers.
  • Build a basic understanding and interpretation of financial terms
  • Explore various savings and investment options, including KiwiSaver, shares, and property.


  • Gain practical experience by buying and selling shares in a virtual world.

  • Understand how different saving and investment options provide future financial benefits.

  • Examine insurance concepts.

  • Look at personal incomes and basic employment rights.



Year Levels/Departments:

Year 11, Business, Money and the Economy




			
					
					Resources Required
										
1 Folder

1 A4 Lined Refill Pad